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Use your cell phone overseas
There are a few things that you need to do if you are planning on traveling overseas and want to use your cell phone. The first thing that you need to do is make sure that your phone uses GSM (Global System Mobile) technology. This is quite common in most cellular phones, so you’re likely [...]
Unclaimed Money and FHA Refund
You might have money sitting somewhere that you don’t know about! Wouldn’t that be a nice find? This unclaimed money can be from an inheritance, bank accounts that you forgot to close, deposits paid to utility companies, etc. It’s the real deal, no joke. Some FHA homeowners (present or past) may be owed money form [...]
How long to keep records and files
Here is advice from our friends at Money Adviser on what to keep and for how long. Keep these records: * Tax returns, keep forever * Tax return documentation, keep for seven years * Contracts, keep forever * Real estate records, keep forever * Pay stub of a job you left, keep the last one [...]
Get out of credit card debt
Banks Love it when you make the minimum payment on your outstanding balance each month. That’s how they make off with the most of your hard earned money. Here are some methods to free yourself from credit card debt hell. The first thing that you need to do is get a clear picture of your [...]
Credit Freeze
There are a lot of crooks out there and they would love to get their hands on your credit! We all know how important our credit rating is these days – a low one can cause you to loose out on your dream house, not get that new set of wheels or big screen tv, [...]